Community Living Assistance Services and Supports

Community Living Assistance Services and Supports essay assignment

Community Living Assistance Services and Supports essay assignment

Establishes a new, voluntary, self-funded public long? term care insurance program, to be known as the CLASS Independence Benefit Plan, for the purchase of community living assistance services and supports by individuals with functional limitations. Requires the Secretary to develop an actuarially sound benefit plan that ensures solvency for 75 years; allows for a five? year vesting period for eligibility of benefits; creates benefit triggers that allow for the determination of functional limitation; and provides cash benefit that is not less than an average of $50 per day. No taxpayer funds will be used to pay benefits under this provision.

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Creates a new national insurance program to help adults who have or develop functional impairments to remain independent, employed and stay a part of their communities.

  • Financed through voluntary payroll deductions (with opt-out enrollment similar to Medicare Part B), this program will remove barriers to independence and choice (e.g., housing modifications, assistive technologies, personal assistance services, transportation) by providing a cash benefit to individuals unable to perform two or more functional activities of daily living.

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Federal Regulatory Guidance and Actions: Community Living Assistance Services and Supports (CLASS Act). (2010, May). In National Conference of State Legislators. Retrieved from https://www.ncsl.org/research/health/community-liv.